New Healthcare credit, accepted by verified providers

Get care today.Pay over time.

GG'APP connects you to verified hospitals, clinics, pharmacies and labs, then pays them from your approved healthcare credit. You don't pay cash at the counter, and nothing moves until you approve it with your PIN.

Licence-checked providers PIN-approved payments Installs on any phone
GG'APP patient home screen showing invoices awaiting approval and available healthcare credit of KSh 2,450
Invoice paid · KSh 450City Medical Centre · just now
Verified providerMedical licence checked
One platform, four parties

A trusted bridge between care and credit.

Patients often go without care because they can't pay upfront, and providers often wait to be paid. GG'APP links patients, providers and a credit partner, and our team checks every provider and every invoice.

Patients

See a doctor now, even before payday.

Apply once for healthcare credit, then use it with any approved provider.

  • No cash needed when you're treated
  • Check every invoice before you pay
  • Clear repayment schedule, no surprises
  • Add family members as dependants
Finance partner

Lends with less risk

Money goes only to verified providers, for care that was actually given.

GG'APP
GG'APP team

Checks everything

We verify provider licences, review invoices and resolve disputes.

Service providers

Treat more patients. Get paid on time.

Hospitals, clinics, pharmacies, labs and radiology centres can serve patients who would otherwise put off care.

  • Paid straight to your M-Pesa Paybill or bank account
  • Bookings arrive with attachments
  • No debt to chase
  • Monthly and all-time earnings at a glance
How it works

From first visit to paid in full in six steps.

Every payment follows the same steps, and nothing is paid until the patient approves the invoice.

  1. 01
    Patient

    Sign up and apply for credit

    Verify your email, then send one short application to our finance partner.

  2. 02
    Finance partner

    Credit lands in your wallet

    Once approved, your balance and repayment schedule appear in the app.

  3. 03
    Patient

    Find and book care

    Choose a verified provider by rating, distance and opening hours, then tap Engage.

  4. 04
    Provider

    Treat, then invoice

    The provider records the visit and uploads an itemised invoice.

  5. 05
    GG'APP team

    Invoice is reviewed

    We check the invoice before it reaches you. If something looks wrong, you can flag a dispute.

  6. 06
    Patient

    Approve with your PIN three times

    The provider is paid immediately and you both get a receipt.

Approve with your PIN

You enter your PIN three times, so no payment happens by accident.

Your PIN is your signature. You enter it once to start, again to confirm, and a third time after seeing the amount and who it goes to.

  • i
    StartEnter your 4–6 digit payment PIN.
  • ii
    ConfirmEnter it again so a slip of the finger can't pay anyone.
  • iii
    ApproveSee the amount and the provider's name, then approve. The money goes out immediately.
Try it · any 4 digits
Invoice · General consultationCity Medical Centre
KSh 450

Payment sent

City Medical Centre has been paid. You both have a receipt.

Paid toM-Pesa Paybill
ReferenceGG-7K2Q9X
Credit balanceKSh 2,450KSh 2,000
Find care

Six kinds of care, all from verified providers.

Compare providers by rating, distance and whether they're open now. When you book, you can attach a prescription, test result or referral letter, and the provider receives it.

Pharmacy

Fill prescriptions

Laboratory

Tests and blood panels

Doctor

Consultations

Radiology

X-ray, ultrasound, CT

Hospital

Inpatient and specialist care

Clinic

Care close to home

GG'APP Health Ledger showing latest vitals, recent medicines and a visit timeline
Access ends automaticallyShared with Avenues Clinic · 20h left
Health Ledger

Your health record, shared only when you choose.

Visits, diagnoses, prescriptions and vitals are saved to your record after each appointment. You decide who sees it, and for how long.

  • Access that expiresGive a clinic access for a set time. When the time is up, the access ends.
  • Your history in one placeYour visits, treatments and medicines, in date order.
  • Your family's records tooKeep records for your dependants in the same account.
For service providers

Grow your practice. Get paid on time.

Once our team verifies your licence, patients with approved credit can find and book you. When a patient approves your invoice, the money goes straight to your account.

  • Booking requests with details: what the patient needs, attachments, and their preferred date and time.
  • Invoice in minutes: choose the services, enter the amount, upload the PDF.
  • Paid immediately to your M-Pesa Paybill or bank account once the patient approves, with a reference number for your records.
Register your practice
Security and trust

Built to protect your money.

Your credit can only pay approved providers, after you approve the invoice. It can't be withdrawn as cash, and it can't be sent anywhere else.

PIN ×3

You approve every payment

Every payment needs three PIN entries, so it can't happen by accident.

30 min

Lock after wrong PINs

Three wrong PINs lock payments for 30 minutes, and our team is notified.

100%

Providers checked by people

Our team checks every provider's medical licence before they can see patients.

TLS 1.3

Encrypted connections

Payment requests travel over an encrypted connection and are signed with HMAC-SHA256.

0 PINs

Your PIN is never sent

Your PIN isn't sent with the payment. It's stored only in scrambled form and checked on our servers.

1 tap

Pause and dispute

If an invoice looks wrong, flag it. Payment stops until our team reviews it.

GG'APP desktop dashboard with wallet, next appointment and items needing attention
GG'APP, by Gateway Global

Healthcare access, simplified.

Install GG'APP from your browser on any phone or computer. You don't need an app store, and creating an account is free.